The Internal Revenue Service issued a warning Thursday about a sophisticated phone scam targeting taxpayers, including recent immigrants, throughout the country. Victims are told they owe money to the IRS and it must be paid promptly through a pre-loaded debit card or wire transfer. If you refuse to cooperate, you are then threatened with arrest, deportation or suspension of a business or driver’s license. In many cases, the caller becomes hostile and insulting. The IRS encourages you to be vigilant against phone and email scams that use the IRS as a lure. The IRS does not initiate contact with taxpayers through electronic communication, including email, and also does not ask for PINs, passwords or similar confidential access information for credit card or bank accounts.