Homeowners with flood and storm damage in southern Minnesota are urged to apply for the state’s Quick Start Disaster Recovery Program. Minnesota Recovers Task Force Spokesperson Julie Anderson says Quick Start loans are available for anyone not covered by insurance. She says these are long-term loans up to $30,000 and if you stay in your home for ten years and it’s your primary home, those loans are forgivable. She says it’s to encourage people to repair their homes and stay there for the long term. Anderson says state lawmakers allocated $12.2-million for the program. Business owners can apply for a piece of $15-million from the Minnesota Investment Fund as well. There’s more information online at www.minnesotarecovers.org.